Pay by Bank app

Virtually eliminate third party fraud

Pay by Bank app (PbBa) is an online checkout option that lets customers pay using their chosen mobile banking app, it’s fast, simple and makes for an easier payment experience. This solution will help you:



  • Reduce basket abandonment using a much easier checkout process

  • Increase sales with a seamless payment experience and familiar UI

  • Reduce costs resulting from fraud and chargebacks

  • Receive added security from bank-certified transactions

  • Become PCI DSS complaint when no payment details are exchanged

Using Pay by Bank app

Pay by Bank leverages the UK's Faster Payments service to allow consumers to pay directly from their bank account, without the need to enter payment details or a separate password every time a purchase is made. It's designed to simplify the checkout experience, giving customers more control and visibility of their finances when they make a payment.

As one of Mastercard’s leading partners, Eckoh is offering this as part of the Eckoh Experience Portal which allows merchants to take the secure payment and customer engagement solutions they need today and simply add new ones as needed.

PbBa forms part of Eckoh’s e-Wallet portfolio that includes Apple Pay, Google Pay and Paypal which extends Eckoh’s portfolio in frictionless payments.

Pay by Bank app

Get in touch today

All our solutions are part of the Eckoh Experience Portal. Get in touch today and find out how we can change your customer engagement for the better.

Get in touch today

How we helped Regtransfers


We’re not payment security experts, which is why we turned to Eckoh. Regtransfers have used competitor solutions in the past but found that these did not extend to alternative payment methods such as Apple Pay for Cardholder-Not-Present payments. This means we can get on with growing our business which is what we do best.


Read more about how we helped Regtransfers


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Understanding the benefits



  • Near elimination of third-party fraud

  • PSD2 compliant, out of scope for PCI DSS and no need for 3D Secure

  • Reduced costs from lower fraud and chargebacks

  • Reduced basket abandonments, increased sales and easier checkout

  • Added security with bank-certified transactions

chatbot benefits

Get in touch today

All our solutions are part of the Eckoh Experience Portal. Get in touch today and find out how we can change your customer engagement for the better.

Get in touch today